Photo by Robinson greig upon Unsplash
Are you planning to move? You’re not alone. According to Move.org, more 35.5 million Americans move around every year using old professional moving vans.
There are many reasons why people move. Maybe they are moving to a new home, moving to a new state for a new job, moving to a new neighborhood, or moving for warmer weather.
Whatever the reason, moving is stressful, risky, and expensive. Our minds are often racing with many thoughts as we plan our move. And in most cases, we rarely think about our moving insurance.
The moving process can carry several risks and can be dangerous due to the high physical demand. For this reason, it is vital to hire an insured moving company.
Here are five reasons why your mover should have insurance.
Photo by HiveBoxx upon Unsplash
It is a challenge to move. It could be when you have larger items that won’t fit into small spaces and you need to have them professionally transported through your home.
Hire an insured moving company like Removals Calgary ensures that you cover your property for damage. General liability insurance can come in and cover the resulting damage claim.
Here’s how an insured company should handle things differently:
- They must use their experience to prevent harm from occurring.
- If something goes wrong, they should be available to fix the problem.
There are five common injuries you can sustain while moving.
These injuries include:
- Knee pain or injury
- Back injuries
- Twisted ankles
- Common cuts or scrapes
- Broken hands, fingers, or toes
Improper lifting of household items can hurt the mover’s back. You could force them to take time off from work.
It will help if the moving company has workers’ compensation coverage to cover lost work and medical bills due to an employee injury or illness.
It is a legal and safety requirement for the team.
Photo by Michal balog upon Unsplash
While packaging can keep your items secure and snug, on rare occasions a box can fall off the truck or get lost in transit.
Despite the limited possibilities, your item will be returned to you; It would be ideal if the moving company reimbursed your lost belongings.
Suppose you lose some of your items. What would you do?
Here are the steps to take if the moving company loses your belongings:
Step one: double check
Before doing anything, double-check to determine if you’ve lost your things. For example, you can make sure you have marked all packed moving boxes.
You can also call your old apartment manager to make sure you didn’t leave it in your old apartment. Once you’ve diligently searched for it and can’t find it, you can move on to the next step.
Step two: get the item details
Write a detailed description of the item. If you can get the purchase documents, photos or receipts for the lost items, it will be even better.
These details will serve as evidence of your lost property and aid in its recovery.
Step three: file a claim with the insured mover
In the last step, you can file a loss claim with the insured moving company. You can submit a detailed description of your lost item. These details will help the moving company locate or replace your lost item.
Your moving contract should specify the steps to take once you lose an item and determine the replacement value.
It will help if you know your local standard moving insurance replacement rate. However, if you have additional moving insurance, the moving company must reimburse you for the full cost of the lost item.
Photo by Theo Village upon Unsplash
Your belongings can be damaged just like your home. Even though your mover claims they are professionals, accidents do happen.
Cartons with fragile items can fall off and individual items crack and break.
If you are dealing with a professional and experienced moving company, they should have measures in place to ensure that they prevent your belongings from being damaged.
They must cover the cost of damage to your belongings.
Here’s how you can keep your items safe on the go:
- Select the right boxes for the job and pack them well
- Use the layer and wrap method: wrapping fragile items in additional wraps
- Use unique labels or markings on all boxes
- Checking the things that you consider special, your responsibility
- You can hire your moving company to pack your bags for you (at an additional cost)
A New York Post reported an art gallery case in New York City that sued a moving company for negligence, fraudulent concealment and breach of contract.
The gallery had claimed that the moving company informed them that they would need six removals to handle the $ 280,000 piece of marble.
The moving company sent three people who ended up breaking the device. The three men tried to hide it, but CCTV security footage captured all of this.
The gallery then sued the moving company for $ 250,000.
A moving company should have professional liability insurance that covers professional advice and services to clients.
Allegations of breach of contract that lead to the loss of the customer can be turned into lawsuits. Good liability insurance can help you handle damages, legal fees, and help you stay in business.
There are several reasons why the moving company should be insured. An insured moving company will protect your home from damage, injury, loss and damage to belongings and whenever there is a breach of contract claim.
George is Digismak’s reported cum editor with 13 years of experience in Journalism